Programmes
Three programmes,
one unhurried direction
Each course is a complete experience in itself — choose the one that reflects where you are now, and move forward from there.
← Back to HomeHow we teach
A methodology shaped for adult learners
Every Mountain Mist session follows the same core structure: a brief plain-language summary of what will be covered ("as the mist clears"), followed by a guided discussion of the topic in detail, then a short reflection or worksheet to consolidate understanding. The pace is set by the group, not the clock.
Materials are revised each January to reflect any changes in Thai banking regulations or products. Participants in any programme can contact our team between sessions with questions — and we always respond personally.
Group-based
Maximum 10 participants per cohort
Annually updated
All content reviewed every January
Discussion-led
Questions welcomed at any point
Materials included
Guides, worksheets, and notebooks
Programme 1 · ฿4,200
Through the Morning Fog
3 sessions · Small group
A gentle three-session introduction for midlife learners beginning to see their finances clearly. We move slowly through budgeting, saving, and everyday Thai banking, letting each idea come into focus calmly. Ideal for those who want a soft, clarifying start — or who have always felt that money matters were somehow too complicated to approach alone.
What this programme covers
- Understanding your current financial picture without judgment
- Budgeting as a tool for clarity, not restriction
- Everyday Thai banking: accounts, statements, and options
- Building a simple saving habit that fits your life
Programme steps
- 01 Session one: Where you are now — a calm review of income, outgoings, and savings
- 02 Session two: Thai banking explained — accounts, fixed deposits, and interest
- 03 Session three: Simple steps forward — setting a clear and realistic intention
Included: Printed guide, light practice sheets, group support
Enquire About This ProgrammeProgramme 2 · ฿6,600
As the View Clears
6 weeks · Weekly sessions
A six-week course for people ready to understand their finances more fully. We explore steady saving, fund and deposit options available in Thailand, and planning for life's foreseeable costs — school fees, healthcare, significant purchases. Each session offers a short lesson and a gentle worksheet. Suited to those who have the basics but want a calm, structured way to go deeper.
What this programme covers
- Thai savings and deposit products in depth — what each is for
- Planning for foreseeable life costs without over-extending
- Understanding mutual funds and their Thai equivalents
- Working toward a personal financial plan — calmly, step by step
- When and how to consult a licensed professional
Programme steps
- 01–02 Weeks one and two: Revisiting the financial picture — income, outgoings, savings goals
- 03–04 Weeks three and four: Thai savings instruments — what they are and when they apply
- 05 Week five: Planning for upcoming costs — a practical, structured approach
- 06 Week six: Midway check-in and next steps — personal planning and adviser guidance
Included: Recorded lessons, planning notebook, midway check-in
Enquire About This Programme
Programme 3 · ฿9,900
The Clear Summit Programme
10 weeks · Weekly sessions
A ten-week guided programme for readers planning carefully toward retirement and family security. We bring into view pensions, healthcare, and longer-term choices — always encouraging a conversation with a licensed professional before acting. This programme is designed for those who want a clear, complete view of their financial situation and a solid plan to carry forward.
What this programme covers
- Retirement planning fundamentals — pensions, provisions, timelines
- Healthcare and insurance planning for the years ahead
- Family financial security — passing on a clear picture
- Cross-border pensions and assets for international residents
- Preparing thoughtful questions for a licensed financial adviser
Programme steps
- 01–03 Weeks one to three: A full financial review — where you are and where you want to go
- 04–06 Weeks four to six: Pensions, healthcare, and long-term planning structures
- 07–09 Weeks seven to nine: Family security, international considerations, and planning tools
- 10 Week ten: Closing reflection — your personal plan and your next adviser conversation
Included: Guided sessions, personal planning folder, closing reflection
Enquire About This ProgrammeChoosing the right programme
Which one is right for you?
Start where you are — each programme works as a complete experience, and many participants move from one to the next as their understanding grows.
| Feature | Morning Fog ฿4,200 |
View Clears ฿6,600 |
Clear Summit ฿9,900 |
|---|---|---|---|
| Duration | 3 sessions | 6 weeks | 10 weeks |
| Budgeting basics | |||
| Thai banking in depth | |||
| Savings & deposit products | Introduction | ||
| Retirement planning | — | Overview | |
| Healthcare planning | — | — | |
| Personal planning folder | — | — | |
| Best for… | Starting from scratch, or returning to basics | Building on the basics with structure | Planning carefully toward retirement |
Our standards
How every programme is held to account
No regulated advice
Mountain Mist is an educational provider only. This boundary is explained clearly at the start of every programme and upheld throughout.
Annual content review
Every session in every programme is reviewed each January against current Thai banking products, regulations, and participant feedback.
Participant privacy
All personal information shared in sessions or submitted via enrolment is treated with complete discretion and stored securely.
Feedback after every cohort
Each group completes a written feedback form at the close of their programme. Responses are read by the lead educator and shape future revisions.
Between-session support
Participants may contact the team by email or phone between sessions. All queries are answered personally, not by automated response.
Transparent, inclusive fees
Programme costs cover everything — all sessions, all materials. No hidden extras, no pressure to purchase additional services.
Fees
Clear pricing for each programme
All fees include materials and support. No extras.
Morning Fog
฿4,200
3 sessions
- 3 group sessions
- Printed guide
- Practice worksheets
- Email support
As the View Clears
฿6,600
6 weeks
- 6 weekly group sessions
- Recorded lessons
- Planning notebook
- Midway check-in
- Email & phone support
Clear Summit
฿9,900
10 weeks
- 10 weekly group sessions
- Personal planning folder
- Guided session recordings
- Closing reflection session
- Full email & phone support
Not sure which programme fits?
Send us a message with a little about where you are and what you're hoping to understand better. We'll suggest the programme that makes the most sense — without any pressure to choose one over another.
Ask Us a Question